Non-Custodial
EN//FR

IMPORTANT: VirgoCX is now a non-custodial trading service starting from 4PM EDT April 4, 2025.

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Canadian Dollars

US Dollars

Cryptocurrency

For Canadian dollar (“CAD”) and US Dollar (“USD”) to crypto asset trading pairs:

In addition to the normal day-to-day transactions fees, VirgoCX will apply the following trading spreads on the bid and ask prices for each of the respective trading pairs. You can review the trading spread applicable to your order prior to confirming the order.
Tier 1 Assets
BTC & ETH
0.95%
Tier 2 Assets
All Other Asset
1.6%
For illustrative purposes, if you place an order to buy $100 of bitcoin and the trading spread is 50bps, you will pay $0.50 for the transaction. The spread charged to you covers custodial expenses charged by our third-party custodian, Coinbase Custody, and VirgoCX business costs.

*Please note that these spreads may go beyond the stated maximum for each respective tier during extreme market conditions.

Account Closing Fee

Starting from October 24, 2024, for users who wish to close their accounts without clearing their balances, if your remaining uncleared balance is less than 45 CAD, the entire amount will be deducted followed by account closure. For balances that are more than 45 CAD, assets may be liquidated and a fee of 45 CAD will be deducted followed by account closure and transfer of remaining assets.

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  1. Processing time refers to the amount of time needed by VirgoCX staff to process your transaction. Fiat currency transactions may be further delayed by banks and/or Interac for reasons beyond VirgoCX’s control. Wire transfer requests submitted after our wire transfer cut-off time or on a weekend will be processed on the next working day. Furthermore, wire transfer transactions requested on US/Canada statutory or banking holidays will be processed on the next working day. Cryptocurrency networks may become congested and during such times of congestion, transactions may require significantly longer times to settle. Further delays may result from VirgoCX internal reviews or other reasons as stated within our Terms of Service.
  2. Please see our Other Fees page for fiat currency rejection fees.
  3. Transaction/gas fees will be charged by the respective networks. Fees charged by VirgoCX will cover all network transaction/gas fees for outbound (withdrawal) transactions. Please be aware that various cryptocurrency networks may become congested from time to time and will cause delays beyond VirgoCX’s control.
  4. Please note that USD funding, trading and withdrawal options are not available for Quebec residents.
  5. Please note that only direct purchasing of crypto assets are available with this payment method. You cannot top up your account balance with this method.
  6. The credit card and debit card processing fees may be changed to any value in the respective processing fee range inclusive of the minimum and maximum values at VirgoCX's sole discretion without prior notice. The fee range of credit card is 3.99%-6.99%. The fee range of debit card is 2.99%-5.99%. You will receive 30 days prior notice should the processing fee range change or if the processing fee is to exceed the maximum of the respective processing fee range.
  7. VirgoCX will provide clients with up to $6 CAD a month (measured as a calendar month based on Eastern Time) in blockchain transaction subsidies ("Withdrawal Subsidy") to help cover the costs of crypto asset withdrawals. Only the first transaction within any given calendar month will be eligible for the Withdrawal Subsidy and any unused Withdrawal Subsidy will not carry over into subsequent transactions or following months.
  8. Actual limits may vary based on your risk level.
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